Rate Table: Certificates & IRAs
|Dividend Rate1||APY2||Compounding||Minimum Balance||Monthly Fee|
|91 Days5||1.24%||1.25%||At maturity||$1,000||$0|
Current SCE FCU Members
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Rates shown effective as of August 15, 2019
1Dividends are calculated on the Daily Balance Method for all accounts. 2APY = Annual Percentage Yield, and is based on the assumption that requirements will be met. Your statement will show the actual Annual Percentage Yield Earned (APYE). This may be different from the APY if the conditions are different from the above assumptions. IRA accounts are not available for terms less than 12 months. Early withdrawal is subject to penalty on all Certificates. For example, if there are any fees, they could reduce the earnings on the account. 5Terms not available on IRAs.