Digital Wallet

We’re always looking for ways to make your life easier. And with these digital products, we can do just that. You can pay online and in stores with one click of a button – all while protecting yourself at the same time.

Apple Pay

Use your SCE FCU credit or debit card with Apple Pay on your iPhone, iPad, Apple Watch or iPad Mini and experience a whole new way to pay.

When you use Apple Pay, your actual card number is never shared with the merchant and is not stored on the device. Instead, Apple Pay creates an encrypted Device Account Number to process your payment.

Google Pay®

Making payments with your SCE FCU credit or debit card is safe with Google Pay, thanks to tokenization, the industry standard for secure payments. Your card number isn't stored on your phone or given to the merchant. Instead, Google Pay uses a virtual account number to represent your account information - providing an extra layer of security.

Samsung Pay®

To protect your SCE FCU credit and debit card information, Samsung Pay uses tokenization and fingerprint authorization. Tokenization generates a unique sequence of numbers (instead of transmitting your account information) every time you make a purchase. The "token" is encrypted and eliminates the need for merchants to store your card data on their networks.


CardNav offers real-time control over your debit cards through your smartphone. Keep your cards secure by deciding how and when they can be used. You can turn your cards on and off, limit card use to specific merchant, purchases or geographic areas, and receive alerts to let you stop unauthorized purchases.

CardNav FAQs

SecurLOCK Equip

Convenience and security at your fingertips! With the SecurLOCK Equip app, you can easily switch your credit cards on and off for time-based limits or full stop, set spending limits, set location-based controls, set merchant-type controls, and more. The app is free and can manage all your SCE FCU credit cards!

SecurLOCK Equip FAQs