Personal Loans with fixed payment terms for the life of your loan. Consolidating debt, replacing credit cards, or financing a large purchase? A Personal Loan from SCE FCU is a great way to get a loan based on your good credit.
Personal Lines of Credit (PLOC)
Similar to a credit card, you’ll have a set limit available. You pay interest only on the amount you use – and as your balance is repaid, your credit limit is restored. A PLOC is also great to set up as free overdraft protection for your checking account.
Need money for something specific? You can use a signature loan for just about anything! Cover unexpected personal expenses, consolidate debt, take a dream vacation - all with one easy, low-rate signature loan. With a fixed term and low rate, a signature loan may be the perfect solution for larger purchases you need a little time to pay off.
Make your money work for you. With this loan, your funds on deposit act as your collateral. While these funds are pledged against your loan, they continue to earn interest as they ordinarily would. It’s the best of both worlds.