A Note from Dan - Fall 2017

Dear Members,

With the recent Equifax breach, many organizations issued reminders to monitor credit activity. In reality, it’s a good discipline to regularly monitor your credit report whether or not there’s been a publicly announced breach. You may spot names you don’t recognize, Social Security numbers that don’t belong to you, or accounts listed that aren’t yours. You may uncover you’ve been a victim of identity theft, or it may just be there are errors on your report you’ll need to dispute.

Even simple mistakes on your credit report can be costly. Many consumers realize credit reports are used by lenders to determine if they’ll extend credit and what cost. If your credit report inaccurately shows you owe more than you do or that payments made aren’t showing up, it could result in a higher interest rate.

Each of the three nationwide credit reporting bureaus – Equifax, Experian, and TransUnion – will provide you with a free copy of your credit report, at your request, once every 12 months. Visit annualcreditreport.com or call 877.322.8228 for your free credit report. You may choose to receive your free credit report from each of the three bureaus all at once, or space your requests throughout the year.

As we emphasized in our recent communications about the Equifax breach, we’re here for you as your trusted advisors. Please reach out to us if you have questions or need assistance. As always, you’re our #1 priority.

Sincerely yours,

Dan Rader